Stewardship is a Way of Life

"How shall I make a return to the Lord for all the good he has done for me?" Psalm 116

Stewardship acknowledges God as Creator and Giver of all gifts. As disciples of the Lord Jesus, we are motivated to share our time, talent and treasure with the Church and other worthy causes from a deep sense of gratitude and in a planned, proportionate and sacrificial manner. Stewardship is a way of life that enhances our relationship with God and with one another.

Tithing is about Giving God the First Fruits

At Epiphany, the Sunday Offering and other monetary contributions to the Church are referred to as Tithing. The whole belief that underlies Tithing is that God is the Giver of every gift we have in life--our life itself, our faith in Him, world and its precious resources, our family and friends and loved ones, our health, our jobs, our personalities, the different gifts and talents that each one of us have--all of these are God's gifts to us.


Everything is from God. So naturally, we make a return for all the wonderful gifts He has given to us. This return is called our "tithe". One simple, forthright way of tithing is a tithe of 10% of our income. The suggested guideline is 5% to your Parish, 1% to the Diocesan charities and appeals that take place during the course of the year, and 4% to other personal needs and charities that are close to your heart.

Tithing is a radical statement of our gratitude to God, an acknowledgement that our gifts are really His gifts to us, and our total dependence on Him. Tithing changes us. It is not simply a financial program, it is a spiritual program of total love of God.

IRA Qualified Charitable Distributions (QCD)

A QCD is a direct transfer of funds from your IRA custodian, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year, as long as certain rules are met.

In addition to the benefits of giving to charity, a QCD excludes the amount donated from taxable income, which is unlike regular withdrawals from an IRA. Keeping your taxable income lower may reduce the impact to certain tax credits and deductions, including Social Security and Medicare.

Also, QCDs don't require that you itemize, which due to the recent tax law changes, means you may decide to take advantage of the higher standard deduction, but still use a QCD for charitable giving.

If you are 70 ½ years old or older, you can take advantage of this simple way to benefit Epiphany and receive tax benefits in return. As you plan your RMD for this year, consider using your IRA funds as your charitable gift to Epiphany. It is wise to consult with your tax professionals if you are contemplating an IRA QCD. If you have any questions for Epiphany, ask for Angie the Business Manager in the Parish office.

Donate Now/Electronic Giving Now Available

Sometimes our finances are a roller coaster ride because of the vacation schedules (especially summer holidays) when envelopes drops off. Online giving is a help to the parish and it is rather effortless. Fr. Eric asks us all to ponder signing up.

E Giving Options now include the Capital Improvement, the Parish Endowment and the School Endowment funds. With the completion of the Together In the Work of the Lord Campaign, you may want to direct your donations to one of these funds on a schedule set up by you, electronically

To sign up or to login to change your settings go to our E-giving website

If you have any questions, ask for Angie the Business Manager in the Parish office.

Remembering the Parish in your Will or Trust

An important way for members of one generation to have a lasting impact on the parish and its institutions is to make a lump sum bequest, or estate percentage bequest, in one's Will. The legal title of the parish is "Epiphany Roman Catholic Congregation, Normal, Illinois." A bequest may also be made to one or both of our Endowment Funds--"The Epiphany School Endowment Fund" and the "Epiphany Parish Endowment Fund."

A will or trust is an effective tool to direct how your assets will be distributed at your death.  Within your will or trust, you can designate all or a portion of your estate be given to a charity through a charitable bequest. A bequest is a flexible and simple way to achieve your charitable goals. It allows you to maintain control of your assets during your lifetime. In addition, if you make a charitable bequest, your estate may receive a charitable tax deduction for the amount of the bequest.

Types of bequests include:

  • Specific Bequest: You may designate a specific dollar amount or asset, such as stock, real estate, coins, etc, be given to an individual or organization.

  • Residuary Bequest: A residuary request allows you to specify a percentage or the remainder of your estate be given to an individual or organization. The remainder of your estate consists of the balance of your assets after your debts, taxes and other bequests have been paid first.

  • Contingent Bequest: This type of bequest is based on another, specific event occurring prior to the distribution of your assets. For example, you may specify that only if another beneficiary, such as your spouse or child, predeceases you will the contingent beneficiary receive the bequest.

An IRA/401K may also be used for a charitable bequest by naming a charity as a beneficiary of your taxable IRA or 401K. The tax-exempt charitable organization can receive the taxable distribution without paying tax on the amount received.

Please consider including Epiphany in your will or estate plans. The legacy you leave behind will help to ensure they continue to meet the needs of seniors in our community for years to come.

  • Epiphany Catholic church EIN - #37-0893308

  • Epiphany Catholic School EIN - #37-12233287

It is wise to consult with your tax and legal professionals about creating a will or trust. If you have any questions for Epiphany, ask for Angie the Business Manager in the Parish office.